New mortgages from Virgin Money

Virgin Money has announced new mortgage rates for all of its buy to let and residential home mortgage packages. The new range of products follows reductions that were made this past May and April and will be available for customers to access starting immediately. Both re-mortgage and new customers looking to purchase a product can […]

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Tough times ahead for buy to let landlords

Although landlords have been ruling the housing market since they are taking advantage of the low cost of buy to let mortgage rates and quickly buying up available properties, the tide of good fortune may soon change for them. This is due to the fact that the average mortgage cost for any property is starting to […]

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First time buyer decorating ideas

It doesn’t seem so long ago that the housing market was thriving, but it was 2007 when house prices peaked shortly before the credit crunch hit the US economy and spread to the UK and the rest of Europe.  These days it isn’t easy to get on the property ladder, with lenders displaying caution and […]

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Post Office drops mortgage rates

The Post Office hopes to become much more competitive in the mortgage marketplace by dropping their mortgage rates down to 1.7% which is the lowest rate that the bank has ever offered on a fixed rate mortgage product. The largest reductions offered by the Post Office will be on their two year fixed mortgages. The […]

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Pensioners struggle if they need a loan

About 1.6m retired people still hold a mortgage, but their major problem is not scraping together money to keep making a monthly mortgage payment. Instead, their largest problem is finding a building society or bank that is still willing to offer a loan to pensioners. Many lenders have a very strict age limit that they […]

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